fomo vs Moby: Fees, Features, and Which App to Use
Key Takeaways
- Choose fomo to follow named traders with one-tap execution or choose Moby to track on-chain smart money and execute trades.
- fomo offers live trader feeds, verified PnL, and insight into top traders. Moby provides whale wallet feeds, token screeners, and spot order types like limit, stop-loss, take-profit, and Dollar-Cost Averaging (DCA).
- fomo charges 0.50% per trade with a minimum of up to 0.95 USDC on Solana, and Moby charges 0.75% per trade with no minimum. fomo is cheaper on trades above about $127.
fomo vs. Moby at a glance
| Feature | fomo | Moby |
|---|---|---|
| Approach | Follow real, named traders and social signals | Track on-chain smart money and wallet flows |
| Copy Trading | One-tap notifications for buys and sells | Smart-money following rather than person copy trading |
| Order types | Market orders for spot; limit/stop orders on perps (non-US) | Limit, stop-loss, take-profit, and DCA on spot |
| Fees | 0.5% per trade (up to $0.95 minimum on smaller Solana trades) | 0.75% per trade (no minimum) |
| Rewards | 10% fee discount via referral code | 10–30% cashback and referrals in $MOBY tokens |
| Chains | Solana, Base, BNB Chain, Monad, Ethereum, Robinhood Chain | Solana, Base, BNB Chain, Robinhood Chain |
| Onboarding | Apple ID or Google signup; Apple Pay, card, or crypto | Email signup; Mobile Pay, cards, or crypto |
| Custody | Self-custodial (Privy) | Self-custodial (Privy) |
| Best for | Social trading | On-chain wallet tracking and advanced spot orders |
The core difference: following traders vs. following wallets
The main difference between fomo and Moby is that fomo focuses on following named traders and their live trading activity, while Moby focuses on following on-chain wallets and smart-money flows.
What is fomo?
fomo is a social crypto trading app. You follow real traders, see their buys, sells, entry and exit prices, live or realized profits and losses (PnL), and theses in a feed, receive alerts when they trade, and then make your own trade with one tap using a single balance across multiple blockchain networks.
What is Moby?
Moby is an on-chain intelligence and trading app. It tracks thousands of labeled wallets, including whales, top performers, and smart money, then surfaces their real-time buys, sells, and positions across multiple blockchain networks, allowing you to follow specific wallets and receive alerts the moment they trade.
Who spots tokens first? Social signals vs. on-chain signals
On-chain signals usually identify tokens first. Wallet activity becomes visible as soon as a trade settles on the blockchain network, while social signals appear later, once traders act and the activity reaches a feed or alert.
On fomo, discovery happens through social signals. Named traders buy or sell, and the trade appears in the feed with entry and exit prices, live or realized PnL, and a thesis, while followers receive alerts. The signal is tied to people and spreads as those traders share their activity.
On Moby, discovery happens through on-chain signals. Tracked smart-money wallets buy or sell, and the activity surfaces in real time. The signal comes directly from the blockchain network and does not wait for a social post.
fomo vs. Moby fees
fomo charges 0.5% per trade with a minimum of up to 0.95 USDC on smaller Solana trades. Moby charges a flat 0.75% per trade with no minimum.
What one trade costs at $25, $100, $500, and $5,000
| Trade size | fomo | Moby |
|---|---|---|
| $25 | $0.50–$0.95 | $0.19 |
| $100 | $0.95 | $0.75 |
| $500 | $2.50 | $3.75 |
| $5,000 | $25.00 | $37.50 |
The break-even point: when fomo becomes cheaper
fomo is cheaper on Solana trades above about $127. On smaller trades, fomo’s minimum makes Moby cheaper.
Why traders choose fomo over Moby
fomo is built for traders who prefer following named people with verified results instead of decoding raw wallet data. Sign up with Apple ID or Google in seconds, fund your account with Apple Pay or a card, and trade across Solana, Base, BNB Chain, Monad, and Robinhood Chain using one balance. No seed phrase or gas tokens are required.
Every trade in the feed shows verified PnL. Follow the 30-day leaderboard, get alerts when traders open positions, or trade with one tap. The wallet is self-custodial. As of the time of writing, fomo has about 2.5 million users and is backed by Benchmark, Index Ventures, and Union Square Ventures.
Good to know: Spot trades are market orders only, a minimum fee of up to $0.95 applies to small Solana trades, and rewards include a 10% referral discount. Many traders pair it with an on-chain signal tool. Spot a token there, then execute a trade in seconds on fomo.
Download the fomo app and start following verified traders across multiple chains using one balance in under a minute.
Rewards and cashback
fomo offers a 10% referral discount on trading fees. Sign up with a referral code and the standard 0.5% fee drops to 0.45% for the life of the account.
Moby pays cashback in $MOBY on every trade. It starts at 10%, rises to 20% after the first trade, and can reach 30% as trading volume grows. Referrals earn 30% of fees from direct invites, plus smaller shares from second and third level referrals. All rewards are paid in the $MOBY token.
Trading features: copy trading and order types
fomo does not offer copy trading. You can follow traders on the 30-day leaderboard and trade with one tap. Spot trades on fomo are market orders only. Limit, stop-loss, and take-profit orders are available only on perpetual futures, which are not offered to US users.
Moby offers smart-money following rather than copy trading. It surfaces smart-money wallet signals that you act on. It does support advanced order types on spot trades, including limit, stop-loss, take-profit, and DCA across its supported chains.
Onboarding and funding: Setup, funding, and supported chains
fomo lets you sign up with Apple ID or Google in about 30 seconds with no seed phrase required. You can fund with Apple Pay, a card, or crypto, then trade across Solana, Base, BNB Chain, Monad, Ethereum, and Robinhood Chain from one balance. Gas fees are sponsored on Solana.
Moby uses email signup with no seed phrase required and creates wallets automatically across Solana, Base, BNB Chain, and Robinhood Chain. Funding options include Mobile Pay, cards, and crypto transfers. Trading is gasless by default so you do not need to hold native tokens for gas fees.
Safety of funds: self-custody compared
fomo uses a self-custodial wallet powered by Privy. You control your funds, the app cannot move them, and you can export your private keys at any time. There is no seed phrase at setup.
Moby is also self-custodial and powered by Privy. You control your keys and can export them anytime through the app or their export page. No seed phrase is required.
Two apps follow a similar self-custody model: both give you control of the keys and the ability to export them, so neither holds your funds.
fomo or Moby: which should you choose?
The better fit depends on how you trade. Use the table below as a quick guide.
| Audience | Choose |
|---|---|
| A first-time buyer | fomo |
| A social trader | fomo |
| A meme coin trader across multiple chains | fomo |
| Trade with lower fees on trades above about $127 | fomo |
| A whale and smart-money signal watcher | Moby, or both |
Download the fomo app and start trading meme coins across Solana, Base, BNB Chain, Monad, and Robinhood chain from one balance.
Can you use fomo and Moby together?
Yes. Many traders use both. Spot a token through Moby’s smart-money signals, then execute the trade quickly on fomo, where you can fund with Mobile Pay and trade across multiple chains from one balance.
Spot a token on Moby? Trade it in seconds on fomo. Download the fomo app free.
What to look for in a mobile meme coin trading app
Focus on the points that affect your actual results and experience. Check trading fees and any minimum charges, especially on smaller trades. Decide whether you prefer copy trading of named people or on-chain smart-money signals. Look at available order types, whether the wallet is self-custodial, how easy onboarding and funding are, and which chains are supported.
fomo vs. Moby by the numbers
Active traders and trading volume matter because they affect how easy it is to enter and exit positions and how useful social or on-chain signals feel, and how many trading opportunities exist.
As of the time of writing this article, fomo shows roughly 80,000–100,000 daily active traders and about $1.9 billion in 30-day trading volume on tracked metrics.
Moby, according to its public stats page, shows roughly 2,500–4,000 daily active traders and about $11 million in 30-day trading volume.
FAQ about fomo vs. Moby
Is fomo a legit app?
Yes. fomo is a funded company backed by Benchmark, Index Ventures, and Union Square Ventures. As of its Series B funding round in June 2026, it had a reported $550 million valuation. It uses a self-custodial wallet, so users control their own private keys.
Is Moby cheaper than fomo?
On small trades, yes. With fomo’s 0.50% fee and minimum of up to $0.95 on Solana, fomo is cheaper than Moby’s 0.75% fee with no minimum on trades above about $127.
Does fomo have copy trading?
No. fomo lets you follow traders and trade with one tap.
Does fomo have limit or stop-loss orders?
Not on spot trades. Limit, stop-loss, and take-profit orders are available only on perpetual futures, which are not offered to users in the US.
How we compared fomo and Moby
We compared fomo and Moby on fees, copy trading, order types, rewards, onboarding, funding options, supported chains, and self-custody. All details were checked directly in both apps and on their public pages in October 2026. This article is published by fomo.
The material presented here is for informational purposes only and does not constitute legal, regulatory, taxation, or investment advice. Readers should engage their own advisors or counsel for advice unique to their circumstances.